How to donate?

Donating to a charity involves a few simple steps, from choosing a cause to selecting a payment method and recording your contribution.

Step 1: Research and Choose a Charity

• Identify a cause: Decide what issues are important to you (e.g., education, animal welfare, disaster relief).

• Verify legitimacy: Use watchdog organizations like Charity Navigator, CharityWatch, or the IRS Tax Exempt Organization Search tool to confirm the organization is a registered 501(c)(3) (if you want a tax deduction) and is reputable.

• Evaluate impact: Check the charity's website for an annual report to see how much of your donation goes directly to the programs you want to support versus administrative costs.

Step 2: Select a Donation Method

Charities offer many ways to give:

• Online: The most common way. Donate via credit card, debit card, or digital wallet on the charity's secure website (look for "https" in the URL).

• Offline: Send a check or money order directly to the charity's mailing address.

• In-kind gifts: Donate non-cash items like clothing, household goods, or even vehicles after confirming the charity accepts them.

• Volunteering: Donate your time and skills, which can be as valuable as a financial gift.

• Advanced giving: For larger donations, consider a Donor-Advised Fund (DAF), or donating appreciated stocks or securities, which can offer significant tax benefits.

Step 3: Keep Records

• Get a receipt: Always obtain a written acknowledgment or bank record of your donation. The IRS requires a written acknowledgment for any single contribution of $250 or more if you plan to claim a tax deduction.

• Monitor statements: Review your bank or credit card statements to ensure the correct amount was charged and that you were not signed up for unintended recurring donations.

By following these steps, you can ensure your donation is secure and goes to an organization that makes a difference in a cause you care about.